💰 Finance & Salary Calculators
Take control of your money with plain-English calculators. Figure out the fastest way out of credit-card debt, what a raise really means for your paycheck, how much rent fits your income, and how big an emergency fund you actually need. Every result shows the math behind it, so you can plan with confidence.
Credit Card Payoff Calculator
Compare snowball vs avalanche payoff plans and find your debt-free date.
📈Raise Percentage Calculator
Turn a raise percentage into your new salary, hourly rate and paycheck amount.
💵Hourly to Salary Calculator
Convert your hourly wage to annual, monthly, weekly and daily pay — with overtime and a rough tax estimate.
🧾Tip Calculator
Figure the tip, total bill and per-person share in seconds. Preset 15–25% tips and bill splitting.
⏱️Overtime Pay Calculator
Overtime pay at time-and-a-half or double time, weekly gross and effective hourly rate.
🏠Rent Affordability Calculator
The max rent you can afford under the 30% rule and the 40× rule.
🛟Emergency Fund Calculator
Your emergency fund target from monthly essentials, plus a monthly savings plan.
💸Cost of Living Raise Calculator
The raise you need to beat inflation, and whether your actual raise is a real gain.
🤝Severance Pay Calculator
Estimate your severance payout from salary, years of service and weeks-per-year policy.
🏖️PTO Payout Calculator
What your unused vacation days are worth — with payout caps and forfeited hours.
💰50/30/20 Budget Calculator
Split your take-home pay into needs, wants and savings — custom percentages welcome.
🚗Commute Cost Calculator
Gas, tolls, parking and the value of your time — the true annual cost of commuting.
🏠Work From Home Savings Calculator
Total your commuting, food and clothing savings minus extra home costs.
🛵Delivery Driver Earnings Calculator
Your true net hourly pay after gas, miles and vehicle costs.
🗓️Prorated Rent Calculator
Exactly what you owe for a partial first month from your move-in date.
Frequently asked questions
How do I choose between the snowball and avalanche payoff methods?
The avalanche method (highest APR first) always costs less in interest. The snowball method (smallest balance first) gives faster early wins, which helps many people stay motivated. Our credit card payoff calculator shows both side by side so you can compare.
Are these finance calculators advice?
No — they're planning tools for general information. For decisions like investing or taxes, talk to a qualified professional.
Do my numbers get saved anywhere?
No. All calculations run in your browser and nothing is sent to our servers.