Shopify Fee Calculator
Quick answer: Your Shopify cost = plan fee + (card rate × sales) + (30¢ × order count). On Basic at $10,000/month with a $50 average order: $39 + (2.9% × $10,000) + (200 × $0.30) = $389/month — an effective 3.89%. Plan prices and rates in the 2026 table below.
The plan price is only part of the bill. Choose your Shopify plan, enter your monthly online sales and average order value, and this Shopify fee calculator estimates your plan fee, credit-card processing fees, total monthly cost, and effective fee percentage — using Shopify's current 2026 rates.
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Estimate, US online sales via Shopify Payments on monthly billing. Apps, themes, shipping, and taxes are extra.
How to use this calculator
Select your plan, enter your monthly online sales and your average order value. The plan fee, processing fees, total, and effective rate update instantly.
Run the same sales figures on each plan to see where upgrading pays for itself: the higher plan fee is offset by the lower card rate once volume is high enough.
How this is calculated
Order count = monthly sales ÷ average order value, rounded to whole orders. Processing fees = (card rate × monthly sales) + (per-transaction fee × order count). Total monthly cost = plan fee + processing fees. Effective fee % = total monthly cost ÷ monthly sales × 100.
Assumptions: monthly (not yearly) billing; all sales are online through Shopify Payments at the plan's online rate — the third-party gateway surcharge (2% / 1% / 0.6%) is not included; the per-transaction fee is the fixed 30¢ per order. Edge cases: a $0 average order value cannot produce an order count, so the calculator requires AOV above $0; in-person and international card rates differ from the online rates used here.
Worked example
Basic plan, $10,000 monthly online sales, $50 average order value → 200 orders. Processing = 2.9% × $10,000 + 200 × $0.30 = $290 + $60 = $350. Plan fee = $39. Total = $389/month. Effective fee = 389 ÷ 10,000 = 3.89%.
Reference data
| Plan | Billed monthly | Billed yearly | Online card rate | Extra fee with third-party gateway |
|---|---|---|---|---|
| Basic | $39/mo | $29/mo | 2.9% + 30¢ | 2.0% |
| Grow | $105/mo | $79/mo | 2.7% + 30¢ | 1.0% |
| Advanced | $399/mo | $299/mo | 2.5% + 30¢ | 0.6% |
Source: Shopify official pricing page, 2026. Prices are US and may change — verify on the live pricing page before budgeting.
Method & sources
Method: the plan fee and card rate for the selected plan are taken from the 2026 Shopify pricing table above; processing fees are computed as rate × sales plus the fixed per-transaction fee × (sales ÷ average order value). Yearly billing is shown in the table for reference but the calculator uses monthly-billed fees.
- Plan prices and online card rates: Shopify official pricing page, 2026 (verified October 2026).
- Third-party gateway surcharges: Shopify pricing disclosures, 2026 (2% / 1% / 0.6% on Basic / Grow / Advanced).
Frequently asked questions
Does Shopify charge a fee on top of the card rate with Shopify Payments?
No. With Shopify Payments you pay only the card rate for your plan — 2.9% plus 30 cents per order on Basic. The extra transaction fee applies only when you use a third-party gateway like PayPal or Stripe.
What is Shopify's third-party gateway fee?
Shopify adds 2% per transaction on Basic, 1% on Grow, and 0.6% on Advanced when you use an outside payment provider — on top of whatever that provider charges. That is why Shopify Payments is the cheaper path for most stores.
Is yearly billing cheaper than monthly billing?
Yes — paying yearly cuts the plan fee by about 25%: Basic drops from $39 to $29 per month. This calculator uses monthly-billed prices; subtract roughly a quarter from the plan fee if you pay annually.
Does this estimate include apps, themes, or shipping?
No. The estimate covers the plan fee plus card processing only. Premium themes, paid apps, and shipping labels are extra.