PayPal Fee Calculator
Know PayPal's cut before you quote a price. Enter any amount and this calculator shows the fee and what you actually keep — or flip to gross-up mode to find the price that leaves you with exactly the number you want.
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Defaults are estimates based on commonly published rates. PayPal changes fees — adjust the rate fields to match your account.
How to use this calculator
Pick a mode: see the fee on an amount you receive, or enter the amount you want to keep and get the grossed-up price to charge. Fee and fixed amounts update as you type.
Receiving $100 with the default 2.99% + $0.49 fee costs $3.48, so you keep $96.52. To keep exactly $100, charge $103.59.
How it works
Fee = amount × rate + fixed fee. Net = amount − fee.
Gross-up (charge X so you keep target T) = (T + fixed) ÷ (1 − rate). The fixed fee is added first because it is charged on the whole transaction.
Rates shown are estimates from commonly published PayPal fee schedules and can change. Goods & Services payments are covered here; Friends & Family transfers funded by bank or balance are generally free within the US.
Frequently asked questions
What is PayPal's standard fee?
For US commercial transactions the standard online rate has been 2.99% + $0.49 per transaction. Rates vary by country and product - check PayPal's current fee page.
How do I make the buyer cover the fee?
Use the gross-up mode: enter the amount you want to keep and the calculator shows what to charge.
Are Friends and Family payments free?
Generally yes when funded by bank or balance within the US - this calculator covers Goods and Services payments.
Is this calculator up to date?
Defaults reflect commonly published rates but PayPal changes fees; adjust the rate fields if yours differ.